Susanne Matern heads Fitch’s European Structured Finance Ratings Group, which operates from offices in London, Frankfurt, Madrid, Milan and Paris. The Structured Finance group rates asset-backed securities (ABS), asset-backed commercial paper (ABCP), residential mortgage-backed securities (RMBS), commercial mortgage-backed securities (CMBS) and collateralized debt obligations (CDOs). In her role, Susanne is responsible for managing the EMEA analytical team; overseeing all rating related functions including criteria, research, and analytical development; and interacting with market participants. Prior to assuming her current role, Susanne was in charge of the ratings group covering Structured Finance in continental Europe and Covered Bonds in German speaking Europe. Susanne started her career at Fitch in 2005 as a Structured Finance analyst. In the past, she has presented at the German and Austrian Central banks and has been a guest lecturer in finance at the University of St. Gallen. Prior to joining Fitch in 2005, Susanne worked as a credit analyst for five years in HVB’s risk management department in Munich. Susanne graduated from the Hochschule fuer Bankwirtschaft (HfB) in Frankfurt, Germany and is a CFA charterholder.