Patrick is a Vice President – Senior Analyst within Moody’s covered bond team. He had initially joined Moody’s Frankfurt office as an CMBS analyst in the year 2006 and rejoined Moody’s in 2008 to work in the covered bond team. Between spells at Moody’s Patrick worked as an asset manager at DekaBank in Frankfurt. Earlier in his career he worked in the bank audit team of Ernst & Young. Patrick studied Finance and Accounting at Frankfurt/Germany and Southampton/UK University with the degree Diplom-Kaufmann. Patrick holds a certificate as Financial Risk Manager (FRM) and is a Chartered Financial Analyst (CFA).