Dr. Gaby Trinkaus, CFA, VP-Senior Credit Officer, joined Moody's Deutschland GmbH in Frankfurt in September 2011. She worked at Moody’s Investors Service in London from August 2014 to July 2018. Gaby is a senior surveillance analyst in the European Structured Finance Group, monitoring transactions backed by residential mortgage, auto and consumer loans. She manages projects relating to the rating process and writes research regarding EMEA RMBS and ABS. Prior to joining Moody’s, she was a Senior Manager in the securitisation services division of Deloitte. Gaby studied at the university of Münster (master of business administration) and completed her doctorate degree at the university of Cologne focusing on the performance and regulatory effects of non-compliant loans in synthetic RMBS transactions. Gaby is a CFA® charterholder.