Peter René Müller is Head of Capital Markets of Santander Consumer Bank AG Germany, which he joined in 2011. In this capacity, he is responsible for long term issuances of senior debt as well as covered bonds and ABS. He is also in charge of Investor Relations and Rating Agency Relations. Before joining Santander Consumer Bank AG, he was head of Treasury and Capital Markets of Sparkasse KölnBonn, the second largest savings bank of Germany, where he worked for 13 years. In various positions there and in previous functions with Ford Credit, ABN AMRO and Bankhaus Lampe he was all the way through his career closely related to the financial markets and experienced the upcoming of the European securitization and credit business from early stages until now.