Alexander Garrod

Senior Vice President, European ABS
Global Structured Finance
DBRS Ratings Limited

Alex joined DBRS Ratings Limited in July 2012 where he rates European auto loan / lease, credit card and consumer loan ABS transactions. Following a degree in Economics, Alex started his career on Ford Motor Company's graduate programme with FCE Bank in 1997. He spent eleven years with FCE including roles within European operations, finance, retail / wholesale risk and securitisation where he supported the retail and dealer floorplan Globaldrive programme. In 2008 he joined Lloyds Banking Group to develop its securitisation capabilities through Master Trust structures for its UK credit card (Penarth) and personal loan business units.