Dr. Timo Patrick Bernau is Equity Partner at GSK Stockmann in Munich. His field of work includes regulatory, capital markets and insurance supervisory law. Dr. Bernau advises national and international banks, financial service providers, fintechs, insurance companies as well as fund and asset management companies in all regulatory matters including the structuring and distribution of their products and business services. Dr. Bernau regularly gives lectures in the area of banking and insurance regulatory law and has published numerous articles on these subjects. He advises in German and English.